Loans up to $50,000


 Through microloans, AltCap provides local entrepreneurs up to $50,000 in debt capital to launch, operate or grow their microenterprise or small business. Borrowers can be from any industry and at any stage—from start-up to established, mom and pop to tech and nonprofit.


AltCap’s Specialized Microloans:

The Growth Loan, powered by LenderFit

The Growth Loan is an alternative for startups and other small business owners and is underwritten through an unconventional process where your reputation becomes your collateral and your potential replaces your credit score.

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Diversified Contractors Growth Fund

The Diversified Contractors Growth Fund provides debt financing to women- and minority-owned and veteran-owned enterprises that are certified contractors in the commercial construction industry.

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ARTcap: a microloan fund for artists

ARTcap is a fund to help fuel the passion of musicians, photographers, dancers, jewelers and other artists and creative businesses.

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KC Home Rehabber Loan Fund 

The KC Home Rehabber Loan Fund is for small contractors to help revitalize Kansas City neighborhoods negatively impacted by the effects of abandoned homes.

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AltCap has small business vibe, I got the feeling they cared about my success and they wanted to invest in growing my business and small business in Kansas City.”

- Esra England, ExecutiveChef KC Cajun


Interested in a microloan?

Learn how AltCap can help you start or grow your business by contacting our Business Development team or by starting your application online.

You can also join us for coffee during open office hours on Tuesdays and Thursdays. Check Instagram or Justin and Davin’s calendars to see where we’ll be each week.