The Kansas City Growth Loan is a character-based loan product that provides an alternative to the standard borrowing process for startups and other small business owners.
Offered through a partnership with Access Ventures, the Growth Loan is a non-collateralized, non-credit based loan up to $25,000 for small business owners who cannot access capital based on traditional underwriting methods and standards. Using an unconventional underwriting process, where your reputation becomes your collateral and your potential replaces your credit score, the Kansas City Growth Loan can provide you the opportunity to access low cost, flexible capital to realize your company’s full potential.
Loan use is flexible and can include start-up costs, working capital, equipment purchase, and more.
Up to $25,000 to help you launch or grow your business.
A high touch, personal process that looks at hustle and potential in addition to the numbers.
NO MINIMUM CREDIT SCORE
The Growth Loan evaluates the merits of a business with an eye to the future rather than the past.
Throughout the process you will hone your strategy, connect with brand advocates, and discover new community resources to support your business.
Unlike next-day online lenders, The Growth Loan’s interest rates are at or below the market.
NO FINANCIAL COLLATERAL REQUIREMENTS
The Growth Loan is relational and peer driven. Your collateral is your local reputation.
Ready to apply?
The application process for the Growth Loan begins with an instant pre-qualification, powered by Lenderfit, click the link below to begin the process. An AltCap team member will be in touch once your application is complete.
Marquita Brockman Taylor, Santa Fe Neighborhood Association
Edgar Galicia, Central Avenue Betterment Association
Donald Hawkins, Griffin Technologies
Shaya Locket, Unified Government of Wyandotte County
Delia Marin, Missouri Procurement Technical Assistance Center
Danielle Merrick, UMKC School of Law
Gabe Munoz, Forward Cities
Kim Randolph, Heartland Black Chamber of Commerce
Nia Richardson, KCBizCare
Johnny Waller, Determination Inc.
Theodis Watson, Central Bank of the Midwest